I've written before about the insolvency of banks. As such, it makes little sense to leave all of one's money in the bank; certainly one should have at least enough cash on hand to provide for basic necessities should we face a bank holiday--which would be the predictable reaction by the government to defend their banking buddies in the event of a run on the banks.
As such, I've started extracting some of my money from one of the banks. It will be interesting to see how many days of consecutive withdrawals from the ATM before I am contacted by one of the banking heads. Updates to follow.